As I said in my post “PROVIDING AFFORDABLE HOUSING IN MASSACHUSETTS,” Banks want you to give them a down payment of 20% of the value of the home to give you a loan for the other 80%. On the average home in Massachusetts, that comes to OVER $75,000.
HOW WOULD YOU LIKE TO BUY A HOUSE FOR ONLY A $10,000 - $20,000 DOWN PAYMENT INSTEAD? We can make that happen.
I also mentioned that banks want you to have a good credit score, preferably over 650, and the higher, the better.
HOW WOULD YOU LIKE TO BUY A HOUSE WITH A LOWER CREDIT SCORE THAN THE BANK WANTS? We can make that happen too.
Don’t get us wrong, we do have some requirements. You have to have some sort of income and you have to have good enough credit to be able to satisfy a bank’s loan requirements in a year or two. But for only a down payment of 5% instead of the bank’s 20% and rent less than the going rental price for the same place in the area, you can be a home OWNER instead of renter.
Why pay rent and throw your money away without owning your home? For less than the price of rent, you can own. If you have trouble saving enough for a down payment to buy your own home, no problem; you only need a third of what the bank wants for a down payment with us, which you can later apply to the 20% down that a bank requires.
Right now we are busy enough trying to help people in Massachusetts and New Hampshire. Join our mailing list to find out when we expand beyond that.
If you would like to quit wasting money on rent and OWN YOUR HOUSE, just fill out the form below to get more information.
According to my realtor’s latest flyer, the average list price for houses selling in my Massachusetts town is $593,458, with some listed up near a million. The towns in all directions around us are in the same range and it gets even more expensive as you get closer to Boston. Needless to say, it's a very difficult place to start investing in real estate when you have no money.
REAL ESTATE TRAINING SEMINAR
Keeping that environment in mind, I went to a free real estate training seminar the other day and met a guy who claimed he was a real estate investor. He said he just started about 9 months ago. I asked what his main focus was, and he told me "flipping houses." I asked how many he’s done, so that I could next ask how they went. To my surprise, his answer was that he had not been able to find any good deals to buy yet. NOT ONE!
GETTING STARTED IN REAL ESTATE INVESTING
That means, even though this guy claimed to be an investor in real estate, he really didn’t even start yet. That’s okay, I know getting your mind in the right place is one of the beginning steps, and it’s also a good idea to educate yourself first to hopefully avoid costly mistakes when you're talking about such large purchases. I did not mind his claim, because I am in pretty much the same place myself. The difference is that I will only admit to “trying to get into” real estate investing, not that I already am.
GOD ON MY SIDE
My loving, supportive wife says this should be no problem for me because I’m smart, creative, persistent, think out of the box, and best of all, have God on my side. She knows me well enough and has seen the proof. I try and try and keep trying on my own and then when I get to the point when I need God’s help, I simply ask and it quickly comes. Sometimes it comes so quick, I am slightly embarrassed with how easy it is. Sometimes I think I didn’t try hard enough and gave up and asked for help too soon. My wife says that’s not so, and I should ask more often about more things. We tend to have that “difference of opinion discussion” occasionally.
YOU MUST ASK FOR HELP
I used to think it was dumb luck when things happened so simply, but when certain things happen to you a certain way, you know it’s something else. We have now gotten to the point where let’s say we’re looking for something important that we can’t find. Both of us search and search for weeks and just can’t find it. When I finally give up, I say, “Okay, I give up. Let me just ask for help.” I say a quick prayer and ask God and BAM, it suddenly appears right before me, even though I’ve been looking for weeks and could have sworn I already looked there. This is no coincidence; it has happened many times. My wife says because God is always with us and there to help, but first you must ask.
EVERYTHING HAPPENS FOR A REASON
That’s why we both believe everything happens for a reason – because God is there making it happen. Take for example when my business cards came in for my new business in real estate investing (that I’m trying to get into). I handed out only 2 cards that first day I had them. I explained that the tag line “Helping With Home Solutions” means a variety of ways we help people up to and including buying houses if people want or need to sell for whatever reason. The first person I gave a card to went home and talked it over with her husband and came back to me the following day to ask if I wanted to buy her house. Coincidence? I don’t think so, and my wife certainly doesn’t think so, which is why she says, “I got this.”
TAGS: Real Estate Investing, training, starting a business, Massachusetts, Metro Boston, helping people, Faith in God, believing, persistence, praying, creative
Our tag line for Ty Team Holdings is “Helping With Home Solutions.” That covers a wide area, but the key words there are HELP and HOME. We can help with your home in many ways, from decorating to remodeling, to buying or selling it.
For various reasons, people occasionally need to sell their home. Although we have realtors on our team that can do that for you, we prefer the new way of selling your home. Let’s call it “the Ty Team” way.
THE OLD WAY
A realtor will want you to clean, declutter, repair, stage, and prepare your home and then invade your privacy by posting photos and descriptions of your home, then dragging countless people through (usually during dinner time) to look at it and point out everything they think is wrong or that they would change. IF the realtor should be lucky enough to sell it for you, the whole processes will cost you time, stress, and about 20 to 30% less than it is worth. For more detail of the high costs of selling a house, see our post on our website at https://tyteamholdings.com/blog/the-high-cost-of-selling-your-home.
THE TY TEAM WAY
The Ty Team way of selling your home is that we give you a fair price we are all happy with (that's called a win-win for everyone).
We pay cash, you get to choose when to close.
We pay ALL the closing costs, saving you thousands.
But the best part is that we buy it AS IS.
That means you get to move only what you want and just leave your trash and whatever you don’t want to move. You do NOT need to repair anything and you certainly don’t need to clean anything. As we said, we buy houses AS IS, so there’s no stress, no hassle to you. All you do is walk away with the cash.
If you don’t want to sell your home and would rather just fix or decorate it, we may be able to help with that also. Just give us a call to find out.
If you know anyone who could use our services, please pass along our information to them.
If you want to keep in touch, Like, Friend, or just visit us online, you can find us here –
R. Ty DuBrell
PO Box 142
Littleton, MA 01460
mail (at) tyteamholdings.com
We buy houses whether you want to sell your house in a much simpler and less stress way than the conventional way of using a realtor or you need to sell your house before the bank takes it from you and ruins your credit for a long time.
We started Ty Team Holdings to help home owners who are having financial difficulties. Unfortunately, the IRS does not have an occupation designation for “people helper,” so we had to choose something else. We chose “Real Estate Investing” because WE BUY HOUSES and they understand that, but we do so much more than that.
We focus more on the “helping people” part and less on the making money part. Yes, we are in business and it would be nice if we made money so we could stay in business and help more people, so if you want to sell us your house just because you don’t want it anymore, we will consider it.
If you NEED to sell us your house because you can no longer afford it, we will do more than just consider it. First we will need to find out why you need to sell your house and see if there is any way to help you so you do not have to sell it (unless you wanted to). Everybody and every situation is unique and we try to find the best solution for everyone, whatever it is. The best thing to do start by CONTACTING US.
We started this business of helping people because we’ve been there ourselves and we know what it’s like to be in a difficult situation. If you know anyone else who may need us, please pass along our info. All calls are confidential. Call us today.
Ty and Team
Ty (at) tyteamholdings.com
All blog posts written by Ty unless specified otherwise.